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Congratulations! You're ready to buy a home

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Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

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We're here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request.

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We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Purchase Loan Process

Here's how our home loan process works:

  • Complete our simple refinance analysis request

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

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Your Home Loan Could Be Fully Funded 30 Days From Now

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Fixed Rates

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Adjustable Rates Mortgage (ARM)

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Conforming
Loans

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Jumbo & Super Jumbo Loans

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FHA, VA, & USDA Loans

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Terms from 5 to 30 Years

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Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location,
finances, and other factors. Get your FREE customized rate comparison below:

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Hi, my name is Aaron Kerscher. I'm a Loan Specialist, offering personalized mortgage solutions and easy-to-understand Loan Options. Fast customized quotes, great rates, & service with integrity.

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Contact Info

8767 East Vía de Ventura, Scottsdale, AZ 85258, USA

(480) 228-1089

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Copyright © 2024 | AZ Loan Help Powered by Xpert Lending | NMLS #1012304
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CONFIDENTIALITY AND DISCLAIMER: This email and any attachments are for the sole use of the individual or entity to which it is addressed and may contain information that is confidential. If you have received this email in error, please notify the sender by reply email and delete the message and all copies. Any disclosure, copying, dissemination or other use of this communication by someone other than the intended recipient is strictly prohibited. Xpert Home Lending, Inc. (XHL) is not a law firm, tax, or financial planning organization. XHL does not provide legal, tax, or financial planning advice. Information and materials distributed by email or on our website provide general subject matter information and are not intended to be, nor should they be utilized or relied on as a substitute for legal, tax, financial planning, or other professional advice about specific situations. If you require such advice, we recommend that you consult with legal counsel or other professional advisors of your choosing. XHL is an Equal Housing Lender. NMLS #2179191 DRE:0216675

NMLS Consumer Access Link - https://www.nmlsconsumeraccess.org/

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