dscr loans

Leverage Your Rental Property – Without Affecting Your Personal Credit

If you're a real estate investor looking to expand your portfolio or access built-up equity in your rental property, a DSCR Loan could be the perfect financing solution. Unlike traditional loans that require tax returns, W-2s, or proof of income, DSCR (Debt Service Coverage Ratio) loans focus solely on your rental income.

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With a DSCR 2nd Lien Loan, you can unlock your rental property’s equity without disturbing your low-interest 1st mortgage, keeping your business finances separate and your personal credit intact.

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✅ No tax returns, No income verification, No DTI (Debt-to-Income Ratio)

✅ If the Rent covers the Mortgage payment it's a done deal
✅ Close in a business name to protect personal credit & liability
✅ Leverage your rental equity without refinancing your 1st mortgage

✅ For Single Family Home can put as little as 15% down! (2-4 units 20%)

✅ Cash-out refinance up to 80% LTV or 2nd Mortgage DSCR up to 80% CLTV

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🚀 Book a Consultation Today to Pencil out Your Deal and make sure it works for you!!

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